{"id":5609,"date":"2017-11-29T10:23:00","date_gmt":"2017-11-29T09:23:00","guid":{"rendered":"http:\/\/garanley.com\/?p=5609"},"modified":"2020-03-31T15:38:12","modified_gmt":"2020-03-31T13:38:12","slug":"consorci-compensacio-dassegurances","status":"publish","type":"post","link":"https:\/\/garanley.com\/ca\/accidents-transit\/consorci-compensacio-dassegurances\/","title":{"rendered":"Consorci de Compensaci\u00f3 d&#8217;Assegurances"},"content":{"rendered":"<div style=\"display: none;\"\n    class=\"kk-star-ratings kksr-valign-top kksr-align-right kksr-disabled\"\n    data-id=\"5609\"\n    data-slug=\"\">\n    <div class=\"kksr-stars\">\n    <div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n    <\/div>\n    <div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n    <div class=\"kksr-legend\">\n            <span class=\"kksr-muted\"><\/span>\n    <\/div>\n<\/div>\n<p>El <span style=\"color: #33cccc;\">Consorci de Compensaci\u00f3 d&#8217;Assegurances<\/span> \u00e9s una entitat p\u00fablica adscrita a l&#8217;Ministeri d&#8217;Economia. La seva finalitat \u00e9s cobrir aquells sinistres que afectin riscos que es troben assegurats, per\u00f2 aquests no s\u00f3n coberts per les p\u00f2lisses d&#8217;asseguran\u00e7a perqu\u00e8 s&#8217;han produ\u00eft per causes extraordin\u00e0ries.<\/p>\n<p>Es pot considerar que el Consorci \u00e9s un assegurador en \u00faltima inst\u00e0ncia, en els sup\u00f2sits que el mercat d&#8217;assegurances no estableix un risc. Per exemple, davant d&#8217;un sinistre produ\u00eft per un vehicle a persones i b\u00e9ns de tercers i els danys produ\u00efts per fen\u00f2mens naturals o derivats de fets de car\u00e0cter social o pol\u00edtic, sempre que tingui contractada una p\u00f2lissa de risc.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-numeric ez-toc-transparent\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Resumen del art&iacute;culo<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/consorci-compensacio-dassegurances\/#funcions-de-el-consorci-de-compensacio-dassegurances\" title=\"Funcions de el Consorci de Compensaci\u00f3 d&#8217;Assegurances\">Funcions de el Consorci de Compensaci\u00f3 d&#8217;Assegurances<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/consorci-compensacio-dassegurances\/#financament-de-el-consorci-de-compensacio-dassegurances\" title=\"Finan\u00e7ament de el Consorci de Compensaci\u00f3 d&#8217;Assegurances\">Finan\u00e7ament de el Consorci de Compensaci\u00f3 d&#8217;Assegurances<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/consorci-compensacio-dassegurances\/#regulacio\" title=\"Regulaci\u00f3\">Regulaci\u00f3<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"funcions-de-el-consorci-de-compensacio-dassegurances\"><\/span>Funcions de el Consorci de Compensaci\u00f3 d&#8217;Assegurances<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Indemnitzar els accidents que s&#8217;hagin produ\u00eft a Espanya quan el vehicle responsable sigui desconegut.<\/li>\n<li>Indemnitzar els danys produ\u00efts per vehicles que no estan assegurats o que han estat robats<\/li>\n<li>Indemnitzar els danys derivats d&#8217;un accident de circulaci\u00f3 quan hi hagi controv\u00e8rsia entre el consorci i la companyia d&#8217;assegurances<\/li>\n<li>Indemnitzar els sinistres quan l&#8217;entitat asseguradora hagi estat declarada en concurs de creditors.<\/li>\n<li>Prevenir els sinistres mitjan\u00e7ant la realitzaci\u00f3 de plans de prevenci\u00f3 i reducci\u00f3 de sinistres.<\/li>\n<li>Administrar els fons de l&#8217;asseguran\u00e7a de cr\u00e8dit a l&#8217;exportaci\u00f3.<\/li>\n<\/ul>\n<p>El termini de prescripci\u00f3 de les reclamacions per accident de tr\u00e0nsit dirigides contra el Consorci de Compensaci\u00f3 d&#8217;Assegurances, <strong>ocorreguts a Catalunya<\/strong> \u00e9s d&#8217;un any. Aix\u00ed ho ha dictat el Ple de la Sala Primera de l&#8217;Tribunal Suprem en dues sent\u00e8ncies, de data 6 de setembre (recursos n\u00fam 1471\/2012 i 2173\/2012),<\/p>\n<h3><span class=\"ez-toc-section\" id=\"financament-de-el-consorci-de-compensacio-dassegurances\"><\/span>Finan\u00e7ament de el Consorci de Compensaci\u00f3 d&#8217;Assegurances<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>El Consorci t\u00e9 un alt patrimoni propi que s&#8217;ha anat generant amb el transcurs del temps i de qu\u00e8 obt\u00e9 rendiments, les seves activitats les paguen essencialment els assegurats.<\/p>\n<p>Primes que recapta el Consorci quan actua com a assegurador directe \/ coassegurador \/ reassegurador.<\/p>\n<p>Rec\u00e0rrecs en les primes que paguem quan contractem la nostra asseguran\u00e7a de l&#8217;autom\u00f2bil o aquells que per llei fan recaure en el Consorci el pagament de les indemnitzacions.<\/p>\n<p>En conclusi\u00f3, el Consorci de Compensaci\u00f3 d&#8217;Assegurances s&#8217;encarrega de generar confian\u00e7a i estabilitat i no deixar desatesos certs interessos no coberts pel mercat actual. No obstant aix\u00f2, cal deixar clar que el Consorci de Compensaci\u00f3 no un fons de garantia de les companyies d&#8217;assegurances.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"regulacio\"><\/span>Regulaci\u00f3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Reial Decret Legislatiu 7\/2004, de 29 d&#8217;octubre, pel qual s&#8217;aprova el text ref\u00f3s de l&#8217;Estatut Legal de el Consorci de Compensaci\u00f3 d&#8217;Assegurances.<\/li>\n<li>Llei 12\/2006, de 16 de maig, per la qual es modifica el text ref\u00f3s de l&#8217;Estatut Legal de el Consorci de Compensaci\u00f3 d&#8217;Assegurances, aprovat pel Reial Decret Legislatiu 7\/2004, de 29 d&#8217;octubre, i la Llei 24\/1988, de 28 de juliol, de l&#8217;Mercat de Valors.<\/li>\n<\/ul>\n<p>Si en alguna ocasi\u00f3 has hagut de reclamar a el Consorci de Compensaci\u00f3 d&#8217;Assegurances, t&#8217;animo que ens expliquis la teva experi\u00e8ncia i com va ser el resultat en els comentaris.<\/p>\n<p>I recorda, que si tens qualsevol dubte i no saps si en el teu cas de sinistre estaria cobert pel Consorci, <a href=\"http:\/\/garanley.com\/ca\/contacto\/\"><span style=\"color: #33cccc;\">contacta amb nosaltres<\/span><\/a> sense comprom\u00eds.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Consorci de Compensaci\u00f3 d&#8217;Assegurances \u00e9s una entitat p\u00fablica adscrita a l&#8217;Ministeri d&#8217;Economia. La seva finalitat \u00e9s cobrir aquells sinistres que afectin riscos que es troben assegurats, per\u00f2 aquests no s\u00f3n coberts per les p\u00f2lisses d&#8217;asseguran\u00e7a perqu\u00e8 s&#8217;han produ\u00eft per causes extraordin\u00e0ries. Es pot considerar que el Consorci \u00e9s un assegurador en \u00faltima inst\u00e0ncia, en &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/consorci-compensacio-dassegurances\/\"> <span class=\"screen-reader-text\">Consorci de Compensaci\u00f3 d&#8217;Assegurances<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-5609","post","type-post","status-publish","format-standard","hentry","category-accidents-transit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Consorci de Compensaci\u00f3 d&#039;Assegurances | Garanley Advocats<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garanley.com\/ca\/accidentes-trafico\/consorcio-compensacion\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Consorci de Compensaci\u00f3 d&#039;Assegurances | Garanley Advocats\" \/>\n<meta property=\"og:description\" content=\"El Consorci de Compensaci\u00f3 d&#8217;Assegurances \u00e9s una entitat p\u00fablica adscrita a l&#8217;Ministeri d&#8217;Economia. La seva finalitat \u00e9s cobrir aquells sinistres que afectin riscos que es troben assegurats, per\u00f2 aquests no s\u00f3n coberts per les p\u00f2lisses d&#8217;asseguran\u00e7a perqu\u00e8 s&#8217;han produ\u00eft per causes extraordin\u00e0ries. Es pot considerar que el Consorci \u00e9s un assegurador en \u00faltima inst\u00e0ncia, en &hellip; Consorci de Compensaci\u00f3 d&#8217;Assegurances Read More \u00bb\" \/>\n<meta property=\"og:url\" content=\"https:\/\/garanley.com\/accidentes-trafico\/consorcio-compensacion\/\" \/>\n<meta property=\"og:site_name\" content=\"Garanley Abogados\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Garanley\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-11-29T09:23:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-03-31T13:38:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/garanley.com\/wp-content\/uploads\/1438655.png\" \/>\n\t<meta property=\"og:image:width\" content=\"290\" \/>\n\t<meta property=\"og:image:height\" content=\"190\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Garanley\" \/>\n<meta name=\"twitter:card\" 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