{"id":2269,"date":"2018-02-14T21:11:45","date_gmt":"2018-02-14T20:11:45","guid":{"rendered":"http:\/\/garanley.com\/?p=2269"},"modified":"2020-03-23T19:51:27","modified_gmt":"2020-03-23T18:51:27","slug":"cobertura-defensa-juridica","status":"publish","type":"post","link":"https:\/\/garanley.com\/ca\/accidents-transit\/cobertura-defensa-juridica\/","title":{"rendered":"La cobertura de defensa jur\u00eddica en cas d&#8217;accident de tr\u00e0nsit"},"content":{"rendered":"<div style=\"display: none;\"\n    class=\"kk-star-ratings kksr-valign-top kksr-align-right kksr-disabled\"\n    data-id=\"2269\"\n    data-slug=\"\">\n    <div class=\"kksr-stars\">\n    <div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n    <\/div>\n    <div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: px; height: px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n    <div class=\"kksr-legend\">\n            <span class=\"kksr-muted\"><\/span>\n    <\/div>\n<\/div>\n<p><span style=\"font-size: 14pt;\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-1556 alignleft\" src=\"http:\/\/garanley.com\/wp-content\/uploads\/abogados-en-Barcelona.png\" alt=\"despacho de abogados en Barcelona\" width=\"227\" height=\"217\" \/><strong>La defensa jur\u00eddica \u00e9s una cobertura que ofereixen la major part d&#8217;asseguradores, encara que amb condicions dispars algunes ocasions. Gr\u00e0cies a ella, els signants de la p\u00f2lissa s&#8217;asseguren assist\u00e8ncia jur\u00eddic-legal a c\u00e0rrec de la seva companyia, despr\u00e9s d&#8217;un accident de tr\u00e0nsit.<\/strong><br \/>\n<\/span><\/p>\n<hr \/>\n<p>Si tens cotxe i has buscat companyia d&#8217;assegurances recentment, haur\u00e0s comprovat que gaireb\u00e9 totes elles ofereixen defensa jur\u00eddica en les seves p\u00f2lisses. Aquesta cobertura permet triar lliurement un advocat que defensi els teus interessos i formuli l&#8217;oportuna reclamaci\u00f3 de danys i perjudicis en cas d&#8217;accident. No obstant aix\u00f2, cada asseguradora posseeix condicions particulars i espec\u00edfiques, que han d&#8217;estudiar-se amb deteniment abans de signar el contracte. Una q\u00fcesti\u00f3 important que hauries de comprovar, a l&#8217;hora de triar p\u00f2lissa, s\u00f3n els l\u00edmits que les empreses solen establir per a aquesta cobertura. A m\u00e9s, algunes companyies deixen fos les reclamacions extrajudicials i, per tant, els possibles acords amb l&#8217;asseguradora del vehicle causant de l&#8217;accident.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-numeric ez-toc-transparent\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Resumen del art&iacute;culo<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/cobertura-defensa-juridica\/#utilitat-de-la-cobertura-de-defensa-juridica\" title=\"Utilitat de la cobertura de defensa jur\u00eddica\">Utilitat de la cobertura de defensa jur\u00eddica<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/cobertura-defensa-juridica\/#que-inclou-la-cobertura-de-defensa-juridica\" title=\"Qu\u00e8 inclou la cobertura de defensa jur\u00eddica?\">Qu\u00e8 inclou la cobertura de defensa jur\u00eddica?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/cobertura-defensa-juridica\/#conceptes-pels-quals-reclamar\" title=\"Conceptes pels quals reclamar\">Conceptes pels quals reclamar<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"utilitat-de-la-cobertura-de-defensa-juridica\"><\/span><strong>Utilitat de la cobertura de defensa jur\u00eddica<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Despr\u00e9s d&#8217;un accident de tr\u00e0nsit, \u00e9s possible que el conductor culpable incorri en responsabilitats penals. Tinguem present el risc de lesions que, despr\u00e9s d&#8217;un sinistre, poden sofrir els acompanyants del vehicle propi i qui condueix, a m\u00e9s de vianants i ocupants de tercers vehicles. En definitiva, no en poques ocasions ha d&#8217;intervenir la just\u00edcia, amb la finalitat de depurar responsabilitats i determinar culpabilitats per l&#8217;accident.<\/p>\n<p>Es fa precisa, per tant, una assist\u00e8ncia jur\u00eddic-legal, per fer front a possibles acusacions o per reclamar a la part contr\u00e0ria. En aquests casos, cal comptar amb serveis d&#8217;advocat i procurador, abonar costes quan escaigui o dipositar fiances quan aix\u00ed s&#8217;exigeixi. L&#8217;ess\u00e8ncia de la cobertura de defensa jur\u00eddica \u00e9s satisfer totes aquestes necessitats, assumint les companyies d&#8217;assegurances el risc per mitj\u00e0 de la corresponent p\u00f2lissa.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"que-inclou-la-cobertura-de-defensa-juridica\"><\/span>Qu\u00e8 inclou la cobertura de defensa jur\u00eddica?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Aquesta cobertura \u00e9s usual en les p\u00f2lisses de totes les companyies, algunes l&#8217;ofereixen com a servei b\u00e0sic i unes altres donen la possibilitat de contractar-la aparti. Amb car\u00e0cter general, la defensa jur\u00eddica i reclamaci\u00f3 de danys inclou assist\u00e8ncia legal o, si escau, el reemborsament dels diners que ens gastem en reclamar en via administrativa, judicial o arbitral, tant si som propietaris, ocupants o conductors del vehicle en q\u00fcesti\u00f3.<\/p>\n<p>A m\u00e9s, la cobertura tamb\u00e9 acull la reclamaci\u00f3 a tercers per danys propis, quan existeixi fonament jur\u00eddic per efectuar-la. El signant de la p\u00f2lissa s&#8217;assegura l&#8217;assumpci\u00f3, per part de la companyia, de les despeses originades per judici en cas d&#8217;accident de tr\u00e0nsit. Ara b\u00e9, han de complir-se certs requisits per a l&#8217;efectivitat d&#8217;aquest assegurament:<\/p>\n<ul>\n<li>El litigi ha de tenir el seu origen en un assumpte de tr\u00e0fic, en el qual es troba implicat el vehicle assegurat.<\/li>\n<li>La part contr\u00e0ria o l&#8217;assegurat interposen una reclamaci\u00f3 davant el jutjat. Aquesta reclamaci\u00f3 pot consistir en una simple compensaci\u00f3 econ\u00f2mica o, fins i tot, la sol\u00b7licitud de pena de pres\u00f3.<\/li>\n<li>Lliure elecci\u00f3 d&#8217;advocat<\/li>\n<\/ul>\n<p>Si et veus embolicat en una situaci\u00f3 com la qual estem descrivint, has de saber que t\u00e9 dret a triar lliurement l&#8217;advocat i el procurador que vagin a defensar els teus interessos. Aix\u00ed ho estableix l&#8217;article 76 de la Llei 50\/1980, de 8 d&#8217;octubre, del Contracte de Segur. Aquest precepte assenyala que <em>\u201cl&#8217;advocat i procurador designats per l&#8217;assegurat no estaran subjectes, en cap cas, a les instruccions de l&#8217;assegurador\u201d.<\/em> Les asseguradores solen oferir dues opcions:<\/p>\n<p><strong>Defensa mitjan\u00e7ant un dels seus advocats<\/strong>. En aquest cas no s&#8217;apliquen l\u00edmits als honoraris del mateix.<br \/>\nImposar l\u00edmits econ\u00f2mics i de sup\u00f2sits, quan l&#8217;assegurat s&#8217;acull a la lliure elecci\u00f3 d&#8217;advocat i procurador. Aquests topalls ronden els 2.000 o 3.000 euros, encara que algunes companyies els eleven mitjan\u00e7ant pagaments de sobreprimas.<\/p>\n<p>Ha de saber que existeixen m\u00e9s l\u00edmits a aquesta llibertat d&#8217;elecci\u00f3. En qualsevol cas, un professional del dret, especialitzat en accidents de tr\u00e0nsit i assegurances, et prestar\u00e0 ajuda sobre aquest tema i defensar\u00e0 amb professionalitat els teus interessos. A les grans companyies d&#8217;assegurances no els interessa massa que les v\u00edctimes d&#8217;accidents siguin assistides per advocats externs.<\/p>\n<p>\u00c9s per aix\u00f2 que, en moltes ocasions, no s&#8217;informa adequadament a aquestes dels drets que els assisteixen. A m\u00e9s, les empreses asseguradores signen pactes de no agressi\u00f3, que permeten determinar les responsabilitats i indemnitzacions de forma autom\u00e0tica. Per aix\u00f2 i si no desitges convertir-te en v\u00edctima de la teva pr\u00f2pia asseguradora, et recomanem que et posis en contacte amb un advocat independent i de confian\u00e7a, que lluitar\u00e0 pels teus interessos, sense posar traves ni mirar nom\u00e9s pels de la companyia.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"conceptes-pels-quals-reclamar\"><\/span>Conceptes pels quals reclamar<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Si es planteja portar a judici a l&#8217;altra part, en cas d&#8217;haver sofert danys en un accident de tr\u00e0nsit, has de llegir detingudament la lletra petita de la teva p\u00f2lissa d&#8217;asseguran\u00e7a. Has de tenir en compte que algunes companyies nom\u00e9s ofereixen la cobertura de defensa jur\u00eddica quan el seu client \u00e9s el demandat i no al contrari.<\/p>\n<p>Unes altres, no obstant aix\u00f2, s\u00ed assumeixen les despeses d&#8217;interposici\u00f3 de demandes per part dels seus clients, encara que amb certs l\u00edmits i condicions. Algunes asseguradores nom\u00e9s atorguen cobertura quan existeixen danys materials en el vehicle propi o lesions f\u00edsiques en el conductor. Unes altres, per contra, admeten les reclamacions quan es donen factors com els seg\u00fcents:<\/p>\n<div class=\"su-list\" style=\"margin-left:0px\">\n<ul>\n<li><i class=\"sui sui-check-circle\" style=\"color:#E78B19\"><\/i> Danys en equipatges.<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#E78B19\"><\/i> Danys en remolcs.<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#E78B19\"><\/i> Danys en caravanes.<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#E78B19\"><\/i> Lesions f\u00edsiques en usuaris del vehicle.<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#E78B19\"><\/i> Lesions f\u00edsiques ocasionades a l&#8217;assegurat com a vianant<\/li>\n<\/ul>\n<\/div>\n<p>Finalment, has de tenir present que la teva asseguradora pot negar-te la cobertura en determinats casos. Per exemple, quan no existeixen proves sobre la seva innoc\u00e8ncia o si les existents li involucren directament. Els departaments legals de les companyies, en aquests casos, concedeixen la \u201cllibertat d&#8217;acci\u00f3\u201d: t&#8217;aconsellaran que no reclamis, per\u00f2 si ho fas i ganes hauran d&#8217;abonar-te les despeses fins al l\u00edmit establert en la p\u00f2lissa. No obstant aix\u00f2, si perds ser\u00e0s tu\u00a0la persona que hagi de fer front a totes les despeses.<\/p>\n<p>En cas de tenir un sinistre amb un altre assegurat de la seva mateixa companyia, sense aconseguir un acord entre vost\u00e8s, sorgeix un conflicte d&#8217;interessos. <strong>L&#8217;asseguradora et pagar\u00e0 les despeses d&#8217;advocat i procurador fins al l\u00edmit establert<\/strong>, per\u00f2 no li brindar\u00e0 els serveis dels seus advocats de plantilla. En definitiva, ning\u00fa desitja veure&#8217;s embolicat en un accident de circulaci\u00f3. No obstant aix\u00f2, ni conductors, ni acompanyants, ni vianants estem exempts de sofrir aquest tipus de contratemps.<\/p>\n<p>Per aix\u00f2, \u00e9s aconsellable llegir amb deteniment la lletra petita de les assegurances abans de signar, preguntar per l&#8217;abast de la cobertura de defensa jur\u00eddica i posar-se en mans d&#8217;un bon advocat si, per desgr\u00e0cia, hem d&#8217;acudir a la just\u00edcia despr\u00e9s d&#8217;un <a href=\"http:\/\/garanley.com\/ca\/especialitats\/accidents-transit\/\">sinistre de tr\u00e0fic<\/a>. \u00c9s recomanable contractar defensa jur\u00eddica quan s&#8217;inclou la reclamaci\u00f3 de danys. El preu total\u00a0oscil\u00b7la entre 30 i 70\u00a0euros.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La defensa jur\u00eddica \u00e9s una cobertura que ofereixen la major part d&#8217;asseguradores, encara que amb condicions dispars algunes ocasions. Gr\u00e0cies a ella, els signants de la p\u00f2lissa s&#8217;asseguren assist\u00e8ncia jur\u00eddic-legal a c\u00e0rrec de la seva companyia, despr\u00e9s d&#8217;un accident de tr\u00e0nsit. Si tens cotxe i has buscat companyia d&#8217;assegurances recentment, haur\u00e0s comprovat que gaireb\u00e9 totes &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/garanley.com\/ca\/accidents-transit\/cobertura-defensa-juridica\/\"> <span class=\"screen-reader-text\">La cobertura de defensa jur\u00eddica en cas d&#8217;accident de tr\u00e0nsit<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2269","post","type-post","status-publish","format-standard","hentry","category-accidents-transit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cobertura de defensa jur\u00eddica en accident de tr\u00e0nsit | Garanley<\/title>\n<meta name=\"description\" content=\"La defensa jur\u00eddica \u00e9s una cobertura que ofereixen la major part d&#039;asseguradores, encara que amb condicions dispars algunes ocasions. Gr\u00e0cies a ella, els signants de la p\u00f2lissa s&#039;asseguren assist\u00e8ncia jur\u00eddic-legal a c\u00e0rrec de la seva companyia, despr\u00e9s d&#039;un accident de tr\u00e0nsit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garanley.com\/ca\/accidentes-trafico\/defensa-juridica-seguro\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cobertura de defensa jur\u00eddica en accident de tr\u00e0nsit | Garanley\" \/>\n<meta property=\"og:description\" content=\"La defensa jur\u00eddica \u00e9s una cobertura que ofereixen la major part d&#039;asseguradores, encara que amb condicions dispars algunes ocasions. 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